.hsut-shell {
	width: min(1120px, calc(100% - 32px));
	margin: 0 auto;
}

.hsut-shell--wide {
	width: min(1200px, calc(100% - 32px));
}

.hsut-kicker {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 6px 12px;
	border-radius: 999px;
	background: rgba(0, 171, 184, 0.12);
	color: #007f88;
	font-size: 12px;
	font-weight: 700;
	letter-spacing: 0.04em;
	text-transform: uppercase;
}

.hsut-hub,
.hsut-tool {
	padding: 28px 0;
}

.hsut-hub__header,
.hsut-tool__heading {
	display: grid;
	gap: 14px;
	margin-bottom: 22px;
}

.hsut-hub__header h2,
.hsut-tool__heading h1,
.hsut-tool__heading h2,
.hsut-tool__heading h3 {
	margin: 0;
	font-size: clamp(28px, 3.4vw, 42px);
	line-height: 1.12;
	font-weight: 800;
	color: #17304f;
}

.hsut-hub__header p,
.hsut-tool__heading p {
	margin: 0;
	max-width: 720px;
	font-size: 16px;
	line-height: 1.7;
	color: #50637d;
}

.hsut-hub__grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 18px;
}

.hsut-card {
	position: relative;
	display: grid;
	grid-template-columns: 58px 1fr;
	gap: 16px;
	padding: 22px;
	border: 1px solid rgba(23, 48, 79, 0.08);
	border-radius: 24px;
	background:
		radial-gradient(circle at top right, rgba(0, 171, 184, 0.14), transparent 34%),
		linear-gradient(180deg, #ffffff 0%, #f7fbfb 100%);
	box-shadow: 0 16px 40px rgba(14, 41, 66, 0.08);
	color: inherit;
	text-decoration: none;
	transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.hsut-card:hover {
	transform: translateY(-2px);
	border-color: rgba(0, 171, 184, 0.24);
	box-shadow: 0 20px 44px rgba(14, 41, 66, 0.12);
}

.hsut-card__icon {
	display: grid;
	place-items: center;
	width: 58px;
	height: 58px;
	border-radius: 18px;
	background: linear-gradient(135deg, #0d9f95, #12b7bf);
	color: #fff;
	box-shadow: 0 12px 24px rgba(18, 183, 191, 0.22);
}

.hsut-card__icon svg {
	width: 26px;
	height: 26px;
}

.hsut-card__body {
	display: grid;
	gap: 10px;
}

.hsut-card__body h3 {
	margin: 0;
	font-size: 21px;
	line-height: 1.25;
	font-weight: 800;
	color: #17304f;
}

.hsut-card__body p {
	margin: 0;
	font-size: 15px;
	line-height: 1.7;
	color: #5a6f87;
}

.hsut-card__cta {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	margin-top: 4px;
	color: #007f88;
	font-size: 14px;
	font-weight: 700;
}

.hsut-card__cta::after {
	content: "›";
	font-size: 20px;
	line-height: 1;
}

.hsut-tool__top {
	display: grid;
	grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
	gap: 22px;
	align-items: start;
}

.hsut-tool__result-panel {
	margin-top: 22px;
}

.hsut-tool__panel {
	padding: 24px;
	border-radius: 28px;
	border: 1px solid rgba(23, 48, 79, 0.08);
	background: linear-gradient(180deg, #ffffff 0%, #f7fbfb 100%);
	box-shadow: 0 20px 46px rgba(14, 41, 66, 0.08);
}

.hsut-tool__panel--form,
.hsut-tool__panel--cta {
	position: relative;
}

.hsut-form {
	display: grid;
	gap: 14px;
}

.hsut-grid {
	display: grid;
	gap: 14px;
}

.hsut-grid--2 {
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hsut-grid--rate {
	grid-template-columns: minmax(0, 1fr) 196px;
}

.hsut-field {
	display: grid;
	gap: 8px;
	min-width: 0;
}

.hsut-field span {
	font-size: 13px;
	font-weight: 700;
	color: #39506f;
}

.hsut-input-affix {
	position: relative;
	display: flex;
	align-items: center;
}

.hsut-input-affix em {
	position: absolute;
	top: 0;
	bottom: 0;
	right: 16px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	margin: 0 !important;
	color: #26384f;
	font-style: normal;
	font-weight: 700;
	line-height: 1 !important;
	transform: none;
	pointer-events: none;
}

.hsut-input-affix input {
	margin: 0 !important;
	padding-right: 48px !important;
}

.hsut-form .hsut-field input,
.hsut-form .hsut-field select,
.hsut-form .hsut-field textarea {
	display: block !important;
	width: 100%;
	min-height: 48px;
	padding: 0 16px;
	border: 1px solid rgba(33, 63, 98, 0.14);
	border-radius: 16px;
	background: #fff !important;
	box-shadow: none !important;
	font-size: 15px !important;
	line-height: 1.4 !important;
	color: #17304f !important;
	opacity: 1 !important;
	visibility: visible !important;
	box-sizing: border-box !important;
	-webkit-appearance: none;
	appearance: none;
}

.hsut-form .hsut-field input[type="number"] {
	-moz-appearance: textfield;
}

.hsut-form .hsut-field input::-webkit-outer-spin-button,
.hsut-form .hsut-field input::-webkit-inner-spin-button {
	margin: 0;
	-webkit-appearance: none;
}

.hsut-form .hsut-field select {
	padding-right: 46px !important;
	background-image:
		linear-gradient(45deg, transparent 50%, #5f7490 50%),
		linear-gradient(135deg, #5f7490 50%, transparent 50%);
	background-position:
		calc(100% - 22px) calc(50% - 3px),
		calc(100% - 16px) calc(50% - 3px);
	background-size: 6px 6px, 6px 6px;
	background-repeat: no-repeat;
}

.hsut-form .hsut-field textarea {
	padding-top: 14px;
	padding-bottom: 14px;
	min-height: 120px;
}

.hsut-form .hsut-field input::placeholder,
.hsut-form .hsut-field textarea::placeholder {
	color: #8aa0b7;
}

.hsut-form .hsut-field input:focus,
.hsut-form .hsut-field select:focus,
.hsut-form .hsut-field textarea:focus {
	border-color: rgba(0, 171, 184, 0.55);
	outline: none;
	box-shadow: 0 0 0 4px rgba(0, 171, 184, 0.14);
}

.hsut-form__actions {
	display: flex;
	justify-content: flex-start;
	margin-top: 6px;
}

.hsut-button {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-height: 46px;
	padding: 0 18px;
	border-radius: 16px;
	border: 1px solid transparent;
	font-size: 15px;
	font-weight: 700;
	text-decoration: none;
	cursor: pointer;
	transition: transform 0.18s ease, box-shadow 0.18s ease, background-color 0.18s ease;
}

.hsut-button:hover {
	transform: translateY(-1px);
	text-decoration: none;
}

.hsut-button--primary {
	background: linear-gradient(135deg, #0d9f95, #12b7bf);
	color: #fff;
	box-shadow: 0 16px 28px rgba(18, 183, 191, 0.22);
}

.hsut-button--primary:hover {
	background: linear-gradient(135deg, #0a8d84, #0fa7b0);
	color: #fff;
	box-shadow: 0 18px 30px rgba(15, 167, 176, 0.26);
}

.hsut-button--ghost {
	border-color: rgba(23, 48, 79, 0.14);
	background: #fff;
	color: #17304f;
	box-shadow: 0 10px 20px rgba(23, 48, 79, 0.06);
}

.hsut-button--ghost:hover {
	border-color: #0d9f95;
	background: #0d9f95;
	color: #fff;
	box-shadow: 0 18px 30px rgba(13, 159, 149, 0.22);
}

.hsut-button--download {
	width: 100%;
	border-color: #e6453d;
	background: #fff;
	color: #e6453d;
	box-shadow: none;
}

.hsut-button--download:hover {
	background: #e6453d;
	color: #fff;
	box-shadow: none;
}

.hsut-result {
	display: grid;
	gap: 18px;
}

.hsut-result__empty {
	display: grid;
	gap: 14px;
	align-content: start;
	padding: 12px 2px 2px;
}

.hsut-result__empty > p {
	display: none;
}

.hsut-result__empty-icon {
	display: grid;
	place-items: center;
	width: 58px;
	height: 58px;
	border-radius: 18px;
	background: rgba(0, 171, 184, 0.1);
	color: #0d9f95;
}

.hsut-result__empty-icon svg {
	width: 26px;
	height: 26px;
}

.hsut-result__empty h2,
.hsut-result__header h2 {
	margin: 0;
	font-size: 24px;
	line-height: 1.2;
	color: #17304f;
	font-weight: 800;
}

.hsut-result__empty p,
.hsut-result__header p,
.hsut-result__summary p,
.hsut-note,
.hsut-list li,
.hsut-table td,
.hsut-table th {
	font-size: 15px;
	line-height: 1.7;
	color: #50637d;
}

.hsut-result__status {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 8px 14px;
	border-radius: 999px;
	font-size: 13px;
	font-weight: 800;
	text-transform: uppercase;
	letter-spacing: 0.04em;
}

.hsut-result__status--good {
	background: rgba(37, 185, 100, 0.12);
	color: #14814d;
}

.hsut-result__status--warn {
	background: rgba(250, 173, 20, 0.16);
	color: #a46400;
}

.hsut-result__status--neutral {
	background: rgba(0, 171, 184, 0.12);
	color: #007f88;
}

.hsut-result__summary,
.hsut-result__block,
.hsut-schedule {
	padding: 18px;
	border: 1px solid rgba(23, 48, 79, 0.08);
	border-radius: 22px;
	background: #fff;
}

.hsut-loan-result {
	position: relative;
	overflow: hidden;
	display: grid;
	gap: 16px;
	padding: 26px;
	border: 1px solid rgba(23, 48, 79, 0.08);
	border-radius: 12px;
	background: #fff;
	box-shadow: 0 12px 34px rgba(14, 41, 66, 0.07);
}

.hsut-loan-result__watermark {
	position: absolute;
	top: -18px;
	right: 18px;
	color: rgba(23, 48, 79, 0.04);
	font-size: 126px;
	font-weight: 800;
	line-height: 1;
}

.hsut-loan-result > p {
	position: relative;
	margin: 0;
	color: #2f2f2f;
	font-size: 18px;
	font-weight: 600;
}

.hsut-loan-result > strong {
	position: relative;
	color: #2f2f2f;
	font-size: 34px;
	line-height: 1;
	font-weight: 800;
}

.hsut-loan-result__bar {
	display: flex;
	height: 6px;
	overflow: hidden;
	border-radius: 999px;
	background: #edf1f4;
}

.hsut-loan-result__bar span {
	display: block;
	min-width: 2px;
}

.hsut-loan-result__bar span:nth-child(1),
.hsut-loan-result__rows div:nth-child(1) i {
	background: #079da2;
}

.hsut-loan-result__percent span:nth-child(1) {
	color: #079da2;
}

.hsut-loan-result__bar span:nth-child(2),
.hsut-loan-result__rows div:nth-child(2) i {
	background: #8a5ea6;
}

.hsut-loan-result__percent span:nth-child(2) {
	color: #8a5ea6;
}

.hsut-loan-result__bar span:nth-child(3),
.hsut-loan-result__rows div:nth-child(3) i {
	background: #f2a000;
}

.hsut-loan-result__percent span:nth-child(3) {
	color: #f2a000;
}

.hsut-loan-result__percent {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 8px;
	margin-top: -8px;
	font-size: 14px;
	font-weight: 700;
	text-align: center;
}

.hsut-loan-result__rows {
	display: grid;
	gap: 12px;
	padding: 8px 0 2px;
}

.hsut-loan-result__rows div,
.hsut-loan-result__first {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 14px;
	color: #2f2f2f;
	font-size: 16px;
}

.hsut-loan-result__rows span {
	display: inline-flex;
	align-items: center;
	gap: 10px;
}

.hsut-loan-result__rows i {
	display: inline-block;
	width: 8px;
	height: 8px;
	border-radius: 999px;
}

.hsut-loan-result__rows strong,
.hsut-loan-result__first strong {
	font-size: 17px;
	white-space: nowrap;
}

.hsut-loan-result__first {
	padding: 18px 0;
	border-top: 1px solid rgba(23, 48, 79, 0.16);
	border-bottom: 1px solid rgba(23, 48, 79, 0.16);
}

.hsut-loan-result__first strong {
	font-size: 24px;
}

.hsut-schedule--loan-preview {
	margin-top: 16px;
	border-radius: 12px;
}

.hsut-result__summary {
	display: grid;
	gap: 8px;
}

.hsut-result__subheading {
	margin: 0 0 10px;
	font-size: 16px;
	line-height: 1.35;
	font-weight: 800;
	color: #17304f;
}

.hsut-result__meta {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 14px;
}

.hsut-metric {
	padding: 16px;
	border-radius: 20px;
	background: #f4faf9;
}

.hsut-metric__label {
	display: block;
	margin-bottom: 6px;
	font-size: 12px;
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.04em;
	color: #587084;
}

.hsut-metric__value {
	display: block;
	font-size: 24px;
	line-height: 1.15;
	font-weight: 800;
	color: #17304f;
}

.hsut-list {
	display: grid;
	gap: 8px;
	margin: 0;
	padding-left: 18px;
}

.hsut-list li strong {
	color: #17304f;
}

.hsut-table-wrap {
	overflow: auto;
	border-radius: 18px;
}

.hsut-table {
	width: 100%;
	border-collapse: collapse;
}

.hsut-table th,
.hsut-table td {
	padding: 12px 14px;
	border-bottom: 1px solid rgba(23, 48, 79, 0.08);
	text-align: left;
	white-space: nowrap;
}

.hsut-table th {
	font-size: 12px;
	font-weight: 800;
	text-transform: uppercase;
	letter-spacing: 0.04em;
	color: #587084;
	background: #f7fbfb;
}

.hsut-note {
	margin: 0;
}

.hsut-result__block--warning {
	border-color: rgba(225, 171, 54, 0.18);
	background: linear-gradient(180deg, #fff9eb 0%, #fff4d6 100%);
}

.hsut-note--warning {
	color: #7a5a13;
	font-weight: 600;
}

.hsut-list--compact {
	gap: 6px;
}

.hsut-ai-insight {
	border-color: rgba(13, 159, 149, 0.18);
	background: linear-gradient(180deg, #f4fbfb 0%, #eef8f8 100%);
}

.hsut-ai-insight__header {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 12px;
	margin-bottom: 10px;
}

.hsut-ai-insight__badge {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-width: 40px;
	height: 26px;
	padding: 0 10px;
	border-radius: 999px;
	background: rgba(13, 159, 149, 0.14);
	color: #0b7b74;
	font-size: 12px;
	font-weight: 800;
	letter-spacing: 0.04em;
	text-transform: uppercase;
}

.hsut-ai-insight__caution {
	margin-top: 10px;
	color: #5d5a47;
}

.hsut-cta {
	display: grid;
	align-content: start;
	gap: 16px;
	padding: 18px;
	border-radius: 22px;
	border: 1px solid rgba(0, 171, 184, 0.18);
	background: linear-gradient(180deg, rgba(0, 171, 184, 0.08), rgba(0, 171, 184, 0.03));
	height: 100%;
}

.hsut-cta__intro {
	display: grid;
	gap: 6px;
}

.hsut-cta strong {
	display: block;
	font-size: 16px;
	color: #17304f;
}

.hsut-cta p {
	margin: 0;
	font-size: 14px;
	line-height: 1.6;
	color: #587084;
}

.hsut-cta__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
}

.hsut-cta__benefits {
	display: grid;
	gap: 10px;
}

.hsut-cta__benefit {
	display: grid;
	grid-template-columns: 24px minmax(0, 1fr);
	gap: 10px;
	align-items: start;
	font-size: 14px;
	line-height: 1.55;
	color: #35536d;
}

.hsut-cta__benefit-icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 24px;
	height: 24px;
	border-radius: 999px;
	background: rgba(13, 159, 149, 0.14);
	color: #0d9f95;
	font-size: 13px;
	font-weight: 800;
	line-height: 1;
}

.hsut-cta__flow {
	display: grid;
	gap: 12px;
	padding-top: 4px;
	border-top: 1px solid rgba(23, 48, 79, 0.08);
}

.hsut-cta__section-title {
	font-size: 12px;
	font-weight: 800;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	color: #587084;
}

.hsut-cta__steps {
	display: grid;
	gap: 10px;
}

.hsut-cta__step {
	display: grid;
	grid-template-columns: 28px minmax(0, 1fr);
	gap: 10px;
	align-items: start;
}

.hsut-cta__step-number {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 28px;
	height: 28px;
	border-radius: 12px;
	background: #ffffff;
	border: 1px solid rgba(13, 159, 149, 0.18);
	color: #0d9f95;
	font-size: 13px;
	font-weight: 800;
	box-shadow: 0 8px 18px rgba(23, 48, 79, 0.05);
}

.hsut-cta__step-text {
	font-size: 14px;
	line-height: 1.55;
	color: #35536d;
}

.hsut-cta__response {
	padding: 12px 14px;
	border-radius: 16px;
	background: rgba(255, 255, 255, 0.74);
	border: 1px solid rgba(23, 48, 79, 0.08);
	font-size: 13px;
	line-height: 1.5;
	color: #587084;
}

.hsut-tool__panel--cta .hsut-cta {
	min-height: 100%;
	align-content: flex-start;
}

.hsut-hidden {
	display: none !important;
}

@media (max-width: 1024px) {
	.hsut-tool__top {
		grid-template-columns: 1fr;
	}

	.hsut-tool__result-panel {
		margin-top: 18px;
	}
}

@media (max-width: 767px) {
	.hsut-hub,
	.hsut-tool {
		padding: 20px 0;
	}

	.hsut-shell,
	.hsut-shell--wide {
		width: min(100% - 20px, 100%);
	}

	.hsut-hub__grid,
	.hsut-grid--2,
	.hsut-grid--rate,
	.hsut-result__meta {
		grid-template-columns: 1fr;
	}

	.hsut-tool__panel,
	.hsut-card {
		padding: 18px;
		border-radius: 22px;
	}

	.hsut-card {
		grid-template-columns: 50px 1fr;
		gap: 14px;
	}

	.hsut-card__icon,
	.hsut-result__empty-icon {
		width: 50px;
		height: 50px;
		border-radius: 16px;
	}

	.hsut-card__body h3 {
		font-size: 19px;
	}

	.hsut-cta {
		align-items: stretch;
	}

	.hsut-cta__actions {
		width: 100%;
	}

	.hsut-cta__actions .hsut-button {
		flex: 1 1 0;
	}

	.hsut-cta__step {
		grid-template-columns: 24px minmax(0, 1fr);
	}

	.hsut-cta__step-number {
		width: 24px;
		height: 24px;
		border-radius: 10px;
		font-size: 12px;
	}

	.hsut-result__empty h2,
	.hsut-result__header h2 {
		font-size: 21px;
	}

	.hsut-metric__value {
		font-size: 21px;
	}
}